Terms of Service

These Terms of Service govern your use of the Atlas mobile application or any
similar platform (hereinafter collectively), the Atlas Platform run by Atlas Equifin
Private Limited
on any device and/or before availing any services offered by Atlas on the Atlas
Platform which may include services such as digital products, wallet service and
any related services provided by Atlas.
By accessing the Atlas application, you agree to abide by these Terms of Service
and to comply with all applicable laws and regulations. If you do not agree with these
Terms of Service, you are prohibited from using or accessing this website or using
any other services provided by Atlas.
We, Atlas, reserve the right to review and amend any of these Terms of Service at
our sole discretion. Upon doing so, we will update this page. Any changes to these
Terms of Service will take effect immediately from the date of publication.
These Terms of Service were last updated on 30 th January 2023.
Limitations of Use
By using this website, you warrant on behalf of yourself, your users, and other
parties you represent that you will not:

  1. modify, copy, prepare derivative works of, decompile, or reverse engineer any
    materials and software contained on this website;
  2. remove any copyright or other proprietary notations from any materials and
    software on this website;
  3. transfer the materials to another person or “mirror” the materials on any other
  4. knowingly or negligently use this website or any of its associated services in a
    way that abuses or disrupts our networks or any other service Atlas provides;
  5. use this website or its associated services to transmit or publish any
    harassing, indecent, obscene, fraudulent, or unlawful material;
  6. use this website or its associated services in violation of any applicable laws
    or regulations;
  7. use this website in conjunction with sending unauthorized advertising or
  8. harvest, collect, or gather user data without the user’s consent; or
  9. use this website or its associated services in such a way that may infringe the
    privacy, intellectual property rights, or other rights of third parties.
  10. By registering on, accessing, browsing, downloading or using (as applicable)
    the Atlas Platform or availing any Atlas Service, You automatically and

immediately agree to all the T&Cs. If at any time You do not accept or agree
with any of the T&Cs or do not wish to be bound by the T&Cs, you may not
access, browse or use the Atlas Platform and immediately terminate Your
availing the Atlas Services. Accepting or agreeing to the T&Cs will constitute a
legal contract (hereinafter Agreement) between You, being at least 18 years of
age and an individual user of the Atlas Platform or a customer or beneficiary
of the Atlas Services, and Atlas

To the fullest extent permissible pursuant to applicable law, Atlas and its third-party
partners disclaim all warranties or guarantees – whether statutory, express or
implied – including, but not limited to, implied warranties of merchantability, fitness
for a particular purpose, and non-infringement of proprietary rights. No advice or
information, whether oral or written, obtained by You from Atlas or through the Atlas
Services or the Atlas Platform will create any warranty or guarantee other than those
expressly stated herein. For the purposes of this Disclaimer, You expressly
acknowledge that as used in this section, the term Atlas includes Atlas’s officers,
directors, employees. You acknowledge that Atlas is a provider of Digital Services
and is not liable for any third party (operators or suppliers) obligations due to rates,
quality and all other instances, whether to any such companies’ subscribers or
otherwise. You expressly agree that use of the Atlas Services on the Atlas Platform
is at Your sole risk. It is Your responsibility to evaluate the accuracy, completeness
and usefulness of all opinions, advice, services, merchandise and other information
provided through the site or on the Internet generally. Atlas does not warrant that the
Atlas Services will be uninterrupted or error-free or that defects in the site will be
corrected. The Atlas Services and the Atlas Platform and any data, information, third
party software, reference sites, services, or software made available in conjunction
with or through the services and the site are provided on an “as is” and “as
available,” “with all faults” basis and without warranties or representations of any
kind either express or implied. Atlas, and its partners do not warrant that the data,
Atlas software, functions, or any other information offered on or through the Atlas
Services/Atlas Platform or any reference sites/platforms/apps/services will be
uninterrupted, or free of errors, viruses or other harmful components and do not
warrant that any of the foregoing will be corrected. Atlas and its licensors, and
partners do not warrant or make any representations regarding the use or the
results of the use of the Atlas Services/Atlas Platform or any reference
sites/platforms/apps/services in terms of correctness, accuracy, reliability, or
otherwise. You understand and agree that You use, access, download, or otherwise
obtain information, materials, or data through the Atlas Services/Atlas Platform or
any reference sites/platforms/apps/services at Your own discretion and risk and that
You will be solely responsible for any damage to Your property (including Your
computer system and mobile device or any other equipment) or loss of data that

results from the download or use of such material or data. We do not authorize
anyone to make any warranty on our behalf and You should not rely on any such
statement. This paragraph shall survive termination of this Agreement. In no event
will Atlas be liable for any incidental, consequential, or indirect damages (including,
but not limited to, damages for loss of profits, business interruption, loss of programs
or information, and the like) arising out of the use of or inability to use the Atlas
Intellectual Property
The intellectual property in the materials contained in this website are owned by or
licensed to Atlas and are protected by applicable copyright and trademark law. We
grant our users permission to download one copy of the materials for personal, non-
commercial transitory use.
This constitutes the grant of a license, not a transfer of title. This license shall
automatically terminate if you violate any of these restrictions or the Terms of
Service, and may be terminated by Atlas at any time.
User-Generated Content
You retain your intellectual property ownership rights over content you submit to us
for publication on our website. We will never claim ownership of your content, but we
do require a license from you in order to use it.
When you use our website or its associated services to post, upload, share, or
otherwise transmit content covered by intellectual property rights, you grant to us a
non-exclusive, royalty-free, transferable, sub-licensable, worldwide license to use,
distribute, modify, run, copy, publicly display, translate, or otherwise create
derivative works of your content in a manner that is consistent with your privacy
preferences and our Privacy Policy.
The license you grant us can be terminated at any time by deleting your content or
account. However, to the extent that we (or our partners) have used your content in
connection with commercial or sponsored content, the license will continue until the
relevant commercial or post has been discontinued by us.
You give us permission to use your username and other identifying information
associated with your account in a manner that is consistent with your privacy
preferences, and our Privacy Policy.
Our website and the materials on our website are provided on an ‘as is’ basis. To the
extent permitted by law, Atlas makes no warranties, expressed or implied, and

hereby disclaims and negates all other warranties including, without limitation,
implied warranties or conditions of merchantability, fitness for a particular purpose,
or non-infringement of intellectual property, or other violation of rights.
In no event shall Atlas or its suppliers be liable for any consequential loss suffered or
incurred by you or any third party arising from the use or inability to use this website
or the materials on this website, even if Atlas or an authorized representative has
been notified, orally or in writing, of the possibility of such damage.
In the context of this agreement, “consequential loss” includes any consequential
loss, indirect loss, real or anticipated loss of profit, loss of benefit, loss of revenue,
loss of business, loss of goodwill, loss of opportunity, loss of savings, loss of
reputation, loss of use and/or loss or corruption of data, whether under statute,
contract, equity, tort (including negligence), indemnity, or otherwise.
Because some jurisdictions do not allow limitations on implied warranties, or
limitations of liability for consequential or incidental damages, these limitations may
not apply to you.
Accuracy of Materials
The materials appearing on our website are not comprehensive and are for general
information purposes only. Atlas does not warrant or make any representations
concerning the accuracy, likely results, or reliability of the use of the materials on this
website, or otherwise relating to such materials or on any resources linked to this
Atlas has not reviewed all of the sites linked to its website and is not responsible for
the contents of any such linked site. The inclusion of any link does not imply
endorsement, approval, or control by Atlas of the site. Use of any such linked site is
at your own risk and we strongly advise you make your own investigations with
respect to the suitability of those sites.
Right to Terminate
We may suspend or terminate your right to use our website and terminate these
Terms of Service immediately upon written notice to you for any breach of these
Terms of Service.
Any term of these Terms of Service which is wholly or partially void or unenforceable
is severed to the extent that it is void or unenforceable. The validity of the remainder
of these Terms of Service is not affected.

Governing Law
These Terms of Service are governed by and construed in accordance with the laws
of India. You irrevocably submit to the exclusive jurisdiction of the courts in the State
of Maharashtra and region of Mumbai.

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